City of Kearney, MO

A guide to programs and organizations offering housing assistance in Missouri.

Habitat for Humanity

Through volunteer labor and donations of money and materials, Habitat builds and rehabilitates houses with the help of the homeowner (partner) families. Habitat houses are sold to partner families at no profit and financed with affordable loans. The homeowners' monthly mortgage payments are used to build still more Habitat houses.

Your local affiliate can give you information on the availability, size, costs and sweat-equity requirements for Habitat houses in your area, as well as information on the application process. To contact the Habitat affiliate nearest you, use their search engine:

The Housing Assistance Program

The Housing Assistance Program (HAP) serves low income and disabled people living in the Kansas City, Missouri metropolitan area. The HAP provides information on housing options, emergency housing, transitional housing and rental subsidy programs for qualifying candidates. Participants of the HAP must meet medical disability requirements and be referred to the program by their case manager.

To Contact HAP:
Phone: 816-531-8378

HUD (Missouri)

HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination.

To perform a low-rent apartment search, use their search engine:

For general information about HUD programs in Missouri, visit their website:

Missouri Association of Community Action Agencies

This association is a statewide, not-for-profit organization that represents the efforts of 19 community action agencies throughout Missouri. These Agencies help low-income Missourians achieve self-sufficiency and a more positive, productive lifestyle.

For more information and to find the community action agency in your area, visit their website:, or contact them using the information below:

Missouri Association for Community Action (MACA)
2410 William Street
Jefferson City, MO 65109
Phone: 573-634-2969

Missouri Department of Mental Health

DMH Housing works with all three of DMH's divisions to help link mental health services consumers to rental assistance through the Shelter Plus Care program. We also make efforts to expand housing options for mental health services consumers in the state; assist in creating partnerships between housing developers and non-profit agencies in the development of affordable rental units statewide; and work to increase rental assistance and homeownership opportunities for mental health services consumers.

1706 E. Elm
P. O. Box 687
Jefferson City, MO 65102
Web: or

Missouri Housing Development Commission

MHDC is the state's housing finance agency. The Commission is dedicated to strengthening communities and the lives of Missourians through the financing, development and preservation of affordable housing.

For more information on their various homeownership programs, visit MHDC's website:

MHDC also provides an "Affordable Housing Locator." This locator is a service to help you find quality affordable rental housing in the state of Missouri. This service lists properties that are visited periodically by the Missouri Housing Development Commission for quality purposes because they participate in state and federally funded programs. Use this service to search for affordable rental housing and to help put you in contact with these properties.

USDA Rural Development (Missouri)

Their mission is to enhance the ability of rural communities to develop, grow, and to improve their quality of life by targeting financial and technical resources in areas of greatest need through activities of greatest potential.

Contact Information:

USDA Rural Development State Office
601 Business Loop 70 West
Parkade Center, Suite 235
Columbia, MO 65203
Telephone: (573) 876-0976
FAX: (573) 876-0977
TDD: (573) 876-9480
Toll Free: (800) 670-6553